MATTLY FINANCE / FICTIONAL SAMPLE
See what a controlled
month-end can look like.
This fictional example shows the type of structure MATTLY can use to connect reconciled balances, management reporting, cash context and unresolved items. It is not a client report and the figures are illustrative.
Fictional figuresControl before commentaryOpen items stay visible
EXECUTIVE SUMMARY
September 2026 · Fictional business
Revenue finished above budget while gross margin remained broadly stable. Operating profit improved, partly offset by higher repairs and software costs. Closing cash is positive, but expected debtor receipts are shown separately because forecast receipts are not cash until received. Three reconciliation/query items remain open.
PERFORMANCE
Actual vs budget — with a short reason.
| Line | Actual | Budget | Variance | Comment |
|---|---|---|---|---|
| Revenue | R185 000 | R175 000 | R10 000 favourable | Above budget; driven by stronger activity. |
| Cost of sales | R74 000 | R70 000 | R4 000 adverse | Higher in line with activity; supplier pricing should be watched. |
| Gross profit | R111 000 | R105 000 | R6 000 favourable | Positive rand variance; margin broadly stable. |
| Payroll | R45 500 | R45 000 | R500 adverse | Near budget. |
| Other operating costs | R37 100 | R34 000 | R3 100 adverse | Higher repairs and software costs. |
| Operating profit | R28 400 | R26 000 | R2 400 favourable | Ahead of budget despite cost pressure. |
BALANCE-SHEET CONTROL
The report is only as useful as the balances underneath it.
| Account | Book balance | Support | Difference | Status | Note |
|---|---|---|---|---|---|
| Bank | R74 200 | R74 200 | R0 | Reconciled | Statement agrees to ledger. |
| Trade debtors | R48 600 | R48 600 | R0 | Reconciled | Ageing agrees; client retains collection responsibility. |
| Trade creditors | R31 200 | R31 200 | R0 | Reconciled | Supplier ageing agrees. |
| VAT control | R8 200 | R8 000 | R200 | Query | One source document outstanding; regulated filing remains outside MATTLY’s advertised scope. |
| Suspense / unallocated | R1 750 | R0 | R1 750 | Open | Three items require explanation rather than forced allocation. |
CASH VIEW
Cash is shown separately from profit.
- Opening cash: R61 800
- Cash received: R183 400
- Cash paid: R171 000
- Closing cash: R74 200
- Expected debtor receipts: R26 500 — forecast only, not cash until received.
OUTSTANDING ITEMS
Nothing material disappears into “next month”.
- VAT source document — R200Client to provide support before practitioner finalises VAT.
- Unallocated receipt — R1 250Client to confirm customer / allocation.
- Bank charge coding — R500MATTLY to code after support is confirmed.
FICTIONAL EXAMPLE · REAL CONTROL PRINCIPLE
Your actual pack would follow the agreed scope.
The exact accounts, reconciliations, commentary and cash-flow work depend on your business and package. This example shows the control standard rather than promising every section in every package.